3098 Laurel Oak Lane

WINTER HAVEN, FL
$ 185,000 Beds 3 Baths 2 Sq 1,978 Virtual Tour
Monthly Estimate* How much can I afford?

Under contract-accepting backup offers. Short Sale. Located in the Villamar community of Winter Haven, this 3-bedroom, 2-bath home built in 2023 offers modern construction with a two-car garage and a functional layout designed for everyday living. The home features open living spaces, well-sized bedrooms, and contemporary finishes typical of newer construction. The property appears to require cosmetic refreshing, presenting an opportunity for buyers to personalize a relatively new home without undertaking a major renovation. With a low HOA of approximately $212 and no flood zone designation, this home offers both affordability and added peace of mind. Conveniently located near shopping, dining, schools, and major roadways throughout Winter Haven and Polk County. Buyers are encouraged to conduct their own inspections to determine condition. Agents: Please review all private remarks prior to scheduling a showing.

Pending

  • Price
  • $ 185,000
  • City
  • WINTER HAVEN
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Polk
  • Half Bathrooms
  • 0
  • Area
  • Winter Haven / Cypress Gardens
  • Lot Size
  • 0.14 Acres
  • Zip
  • 33884
  • Sqr Footage
  • 1,978
  • Year Built
  • 2023
  • Taxes
  • $ 6208
  • Style
  • Single Family Residence
  • MLS#
  • O6390090
Listed By: with . - 239-949-8338
Data Source: Stellar MLS

Features

General

Sewer Other
Heating Electric
Cooling Central Air
Utilities Other
Roof Shingle
Appliances Other
HOA Fee 212
Garage Spaces 2
Construction Materials Block
Pets Allowed Yes
Year Built 2023
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Annually
County Polk
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name VILLAMAR PH 5
Facing Direction West
Garage Y/N true
Total Rooms 5
Full Baths 2
Status Pending
Directions Drive East on Cunningham Rd. turn left on Vittorio Dr
City WINTER HAVEN
Association Name Hcmanagemnt
Senior Community Y/N false
MLS Area 33884 - Winter Haven / Cypress Gardens
Lot Size Units Square Feet
Lot Size Square Feet 6251
Carport Y/N false
Listing Terms Cash,Conventional,FHA,Other,VA Loan
Land Lease Y/N false
Tax Annual Amount 6208.11
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/O6390090
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active Under Contract
Occupancy Type Vacant
TaxOtherAnnualAssessmentAmount 1344
Tax Lot 137
Legal Description VILLAMAR PHASE 5 PB 194 PG 46-51 LOT 137
Minimum Lease 6 Months
Water Access Y/N false
Monthly HOA Amount 17.67
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Yes
DockY/N false

Interior Features

Interior Amenities Other
Flooring Other
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Laundry Features Other
Total Bedrooms 3
LivingAreaSource Public Records
Total Baths 2

Exterior Features

Exterior Amenities Other
Water Source See Remarks
Lot Size Area 6251
Foundation Details Slab
Building Area Total 2428
Lot Size Acres 0.14
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Apollo Beach, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

4/3/2026 Listed $325,000
4/20/2026 8% - $299,000
5/11/2026 6% - $280,000
5/18/2026 2% - $275,000
6/9/2026 5% - $260,000
6/26/2026 6% - $245,000
7/20/2026 6% - $230,000
8/18/2026 4% - $220,000
9/3/2026 5% - $210,000
9/10/2026 12% - $185,000

Property vs Zip Code Average in 33884

Price
AVG $360K
$190K
Taxes
AVG $3,721
$6,208
Year Built
AVG 2008
2023

In The Neighborhood

Areas That We Cover

3098 Laurel Oak Lane WINTER HAVEN, FL is a Single Family Home for sale at $185000 with 1978 sqft and a lot size of 0.14 Acres Acre(s). 3098 Laurel Oak Lane WINTER HAVEN has 3 bedrooms, 2 baths and was built in 2023. The property's zip code is 33884 which is in WINTER HAVEN, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Your Agent
Danny Ocasio

Danny Ocasio

813-945-9487

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