4642 River Gem Avenue

WINDERMERE, FL
$ 798,000 Beds 5 Baths 5 Sq 3,373 Virtual Tour
Monthly Estimate* How much can I afford?

Discover refined living in one of Windermere's most sought-after communities. This exceptional 5-bedroom, 5-bath residence in Summerport perfectly blends timeless elegance, everyday comfort, and an unmatched location. Offering an ideal floor plan for both everyday living and entertaining, this beautifully maintained home features a dedicated office, formal dining room, spacious living room, family room, and thoughtfully designed living spaces throughout. The entire first floor showcases upgraded luxury vinyl flooring, while the gourmet kitchen is appointed with beautiful granite countertops, stainless steel appliances, abundant cabinetry, and a breakfast bar with seating, perfect for casual dining and gathering with family and friends. Situated on an oversized homesite, the backyard has been thoughtfully upgraded to create the perfect outdoor retreat. Enjoy a spacious covered lanai, an extended paver patio, and a fire pit, offering the ideal setting for entertaining or relaxing under the shade of the mature Trees. Upstairs, you'll find all 5 generously sized bedrooms, each complemented by access to a full bathroom, providing exceptional comfort and privacy for family members and guests alike. The first floor features a spacious private office that can easily be converted into a media room or 6th bedroom, complemented by a full bathroom for added flexibility. A spacious 3-car garage offers abundant room for vehicles, storage, and recreational equipment. Designed with efficiency in mind, the home is equipped with solar panels producing approximately 22–23 MWh annually, delivering substantial energy savings while reducing utility costs. Summerport is one of Windermere's most desirable communities, offering residents an exceptional lifestyle with resort-style amenities, including a community pool, fitness center, tennis courts, sand volleyball courts, playgrounds, scenic walking trails, and beautiful lakes. Families will appreciate being zoned for highly rated schools, including the sought-after Windermere High School. Ideally located just minutes from Walt Disney World, Winter Garden Village, Publix, premier shopping, dining, and major highways, this home presents a rare opportunity to enjoy luxury living in one of Central Florida's most prestigious communities.

Active

  • Price
  • $ 798,000
  • City
  • WINDERMERE
  • Bedrooms
  • 5
  • Full Bathrooms
  • 5
  • County
  • Orange
  • Half Bathrooms
  • 0
  • Area
  • Windermere
  • Lot Size
  • 0.21 Acres
  • Zip
  • 34786
  • Sqr Footage
  • 3,373
  • Year Built
  • 2006
  • Taxes
  • $ 10168
  • Style
  • Single Family Residence
  • MLS#
  • O6422241
Listed By: with . - 407-420-7908
Data Source: Stellar MLS

Features

General

Sewer Public Sewer
Heating Central,Natural Gas
Cooling Central Air
Utilities Cable Available,Electricity Connected,Natural Gas Connected,Public,Water Available
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
Zoning P-D
HOA Fee 390
Garage Spaces 3
Patio/Porch Features Covered,Patio,Rear Porch
Construction Materials Block,Stucco
Pets Allowed Breed Restrictions
Year Built 2006
Electric Photovoltaics Seller Owned
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Clubhouse,Fitness Center,Park,Playground,Pool,Sidewalks,Tennis Court(s)
Assoc Fee Paid Per Quarterly
County Orange
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name SUMMERPORT PH 05
Facing Direction North
Garage Y/N true
Green Energy Generation Solar
Total Rooms 10
Full Baths 5
Status Active
Directions S.R. 535 to Main Entrance of SUMMERPORT 'Ancilla Blvd' and turn left on River Gem Ave - home is on left.
High School Windermere High School
City WINDERMERE
Association Name First Service Residential / ALISSA NAEFNER
Senior Community Y/N false
MLS Area 34786 - Windermere
Lot Size Units Square Feet
Lot Size Square Feet 9032
Carport Y/N false
Listing Terms Cash,Conventional,FHA,VA Loan
Elementary School Keene Crossing Elementary
Land Lease Y/N false
Tax Annual Amount 10168.29
Middle/Junior High School Bridgewater Middle
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/O6422241
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 34
Legal Description SUMMERPORT PHASE 5 58/124 LOT 34
Minimum Lease 1-2 Years
Water Access Y/N false
Monthly HOA Amount 130
Water View Y/N false
Flood Zone Code x
In Law Suite YN false
Flood Zone Code X Yes

Interior Features

Interior Amenities Cathedral Ceiling(s),Eating Space In Kitchen,Kitchen/Family Room Combo,PrimaryBedroom Upstairs,Solid Surface Counters,Thermostat,Walk-In Closet(s)
Flooring Carpet,Ceramic Tile,Laminate
Furnished Y/N Unfurnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Laundry Features Inside,Laundry Room
Total Bedrooms 5
LivingAreaSource Public Records
Total Baths 5

Exterior Features

Exterior Amenities Lighting,Other,Sidewalk,Sliding Doors
Lot Features City Lot,Level,Oversized Lot
Water Source Public
Lot Size Area 9032
Foundation Details Slab
Building Area Total 4549
Lot Size Acres 0.21
Road Surface Type Paved,Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 3
Road Frontage Type Street Paved

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Apollo Beach, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Keene Crossing Elementary Elementary School
Middle School Bridgewater Middle Middle School
High School Windermere High School High School

Price History

7/9/2026 Listed $825,000
7/30/2026 3% - $798,000

Property vs Zip Code Average in 34786

Price
AVG $2.49M
$800K
Taxes
AVG $23,922
$10,168
Year Built
AVG 2004
2006

In The Neighborhood

Areas That We Cover

4642 River Gem Avenue WINDERMERE, FL is a Single Family Home for sale at $798000 with 3373 sqft and a lot size of 0.21 Acres Acre(s). 4642 River Gem Avenue WINDERMERE has 5 bedrooms, 5 baths and was built in 2006. The property's zip code is 34786 which is in WINDERMERE, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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