12102 Montalcino Circle

WINDERMERE, FL
$ 3,100,000 Beds 4 Baths 4.5 Sq 4,296 Virtual Tour
Monthly Estimate* How much can I afford?

Virtually Staged. Welcome to 12102 Montalcino Circle, an exceptional custom built waterfront estate located in one of Windermere's most sought after gated communities, Casa Del Lago. Perfectly positioned at the end of a quiet cul-de-sac on 1.41 acres along the shores of Lake Burden, this extraordinary residence is offered fully furnished and showcases breathtaking water views, nightly Disney fireworks from the backyard, and a private boat dock complete with water, electric, and a boat lift. Designed for year round enjoyment, the outdoor living space features a heated pool and spa, a covered summer kitchen with a built in grill, sink, refrigerator, and bar seating, along with a fire pit, creating the ultimate lakefront retreat from the moment you arrive. Inside, timeless craftsmanship and thoughtful design are showcased throughout. Just beyond the foyer, the formal dining room welcomes guests with a coffered ceiling and is complemented by a wet bar with a dedicated wine closet, creating an elegant setting for entertaining. Nearby, a private office or den offers a quiet retreat for work or relaxation. The spacious living room is highlighted by a matching coffered ceiling, a gas fireplace, and pocket sliding glass doors that disappear completely, creating a seamless transition between the indoor living areas and the outdoor entertaining spaces. The beautifully appointed kitchen blends style and function with granite countertops, stainless steel appliances, a natural gas cooktop, a tile backsplash, and a breakfast nook overlooking the pool and sparkling waters of Lake Burden. The first floor primary suite is a private sanctuary with breathtaking lake views and direct access to the lanai. The primary bath features separate vanities, a soaking tub, an oversized walk in shower with dual shower heads, and an expansive walk in closet. A second first floor bedroom with its own en suite bath, walk in closet, and peaceful pond views provides an ideal space for guests or multigenerational living. Upstairs, a generous bonus room serves as the perfect gathering space, complete with a fireplace, wet bar, and sliding glass doors that open to a private balcony overlooking Lake Burden. One upstairs bedroom features its own en suite bath, while the second is conveniently located just steps from a full bath, providing comfortable accommodations for family and guests. Perfectly positioned just minutes from downtown Windermere, Winter Garden Vineland Road, Restaurant Row, Walt Disney World, and Orlando International Airport, this remarkable estate offers an exceptional combination of privacy, luxury, and convenience.

Active

  • Price
  • $ 3,100,000
  • City
  • WINDERMERE
  • Bedrooms
  • 4
  • Full Bathrooms
  • 4
  • County
  • Orange
  • Half Bathrooms
  • 1
  • Area
  • Windermere
  • Lot Size
  • 1.41 Acres
  • Zip
  • 34786
  • Sqr Footage
  • 4,296
  • Year Built
  • 2016
  • Taxes
  • $ 33074
  • Style
  • Mediterranean
  • MLS#
  • O6428441
Listed By: EXP REALTY LLC with 888-883-8509. - 888-883-8509
Data Source: Stellar MLS

Features

General

Sewer Public Sewer
Heating Central,Electric,Natural Gas
Cooling Central Air
Utilities BB/HS Internet Available,Cable Available,Electricity Connected,Sewer Connected,Street Lights,Water Connected
Possession Close Of Escrow
Roof Tile
Appliances Bar Fridge,Built-In Oven,Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Range Hood,Refrigerator,Washer,Wine Refrigerator
Zoning P-D
HOA Fee 750
Garage Spaces 4
Association Fee Includes Manager
Patio/Porch Features Covered,Front Porch,Rear Porch
Architectural Style Mediterranean
Pool Features Heated,In Ground
Construction Materials Block,Stucco
Pets Allowed Breed Restrictions
Year Built 2016
View Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake Front
Community Features Deed Restrictions
Assoc Fee Paid Per Quarterly
County Orange
New Construction false
Property Type Residential
Association Amenities Gated
Attached Garage true
Subdivision Name CASA DEL LAGO REP
Facing Direction South
Garage Y/N true
Other Structures Outdoor Kitchen
Total Rooms 10
Full Baths 4
Status Active
Directions From Winter Garden Vineland Road (CR 535), turn onto Overstreet Road and continue to the gated entrance of Casa Del Lago. Turn right into the community. After passing through the gate, turn left at the stop sign. Continue to the end of the street, and 12102 Montalcino Circle will be the last home on the right. Please present identification at the gate for community access.
High School Windermere High School
City WINDERMERE
Body of Water LAKE BURDEN
Association Name Casa Del Lago Homeowners Association, Inc. / Jenna
Senior Community Y/N false
MLS Area 34786 - Windermere
Lot Size Units Acres
Lot Size Square Feet 61457
Carport Y/N false
Listing Terms Cash,Conventional,FHA,VA Loan
Spa Features Heated
Elementary School Sunset Park Elem
Land Lease Y/N false
Tax Annual Amount 33074.43
Middle/Junior High School Horizon West Middle School
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://player.vimeo.com/video/1217650139?byline=0&title=0&owner=0&name=0&logos=0&profile=0&profilepicture=0&vimeologo=0&portrait=0
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 4
Legal Description CASA DEL LAGO - REPLAT 75/60 LOT 4
Water View Lake
Water Access Type Lake
Minimum Lease 1-2 Years
Water Access Y/N true
Monthly HOA Amount 250
Additional Rooms Den/Library/Office,Formal Dining Room Separate,Inside Utility,Interior In-Law Suite w/No Private Entry,Loft
Water View Y/N true
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Yes
DockY/N true

Interior Features

Interior Amenities Ceiling Fan(s),Coffered Ceiling(s),Crown Molding,Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Stone Counters,Thermostat,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
Flooring Carpet,Ceramic Tile,Hardwood
Furnished Y/N Furnished
Fireplace Features Gas,Living Room
Total Stories 2
Common Walls Corner Unit
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Pane Windows,Shutters
Fireplace Y/N true
Half Baths 1
Laundry Features Inside,Laundry Room
Total Bedrooms 4
LivingAreaSource Public Records
Total Baths 5

Exterior Features

Exterior Amenities Awning(s),Balcony,Fire Pit,Irrigation System,Lighting,Outdoor Grill,Outdoor Kitchen,Private Mailbox,Rain Gutters,Shade Shutter(s),Sidewalk,Sliding Doors
Vegetation Trees/Landscaped
Fencing Other
Parking Features Circular Driveway,Driveway
Lot Features Corner Lot,Cul-De-Sac,Landscaped,Sidewalk
Water Source Public
Lot Size Area 1.4109
Foundation Details Slab
Spa true
Building Area Total 6504
Lot Size Acres 1.41
Road Surface Type Asphalt
Private Pool true
Waterfront Y/N true
Covered Spaces 4

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Apollo Beach, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Sunset Park Elem Elementary School
Middle School Horizon West Middle School Middle School
High School Windermere High School High School

Price History

7/27/2026 Listed $3,100,000

Property vs Zip Code Average in 34786

Price
AVG $2.49M
$3.1M
Taxes
AVG $23,922
$33,074
Year Built
AVG 2004
2016

In The Neighborhood

Areas That We Cover

12102 Montalcino Circle WINDERMERE, FL is a Single Family Home for sale at $3100000 with 4296 sqft and a lot size of 1.41 Acres Acre(s). 12102 Montalcino Circle WINDERMERE has 4 bedrooms, 4 baths and was built in 2016. The property's zip code is 34786 which is in WINDERMERE, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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