11041 White Terrace

OXFORD, FL
$ 689,900 Beds 3 Baths 4 Sq 3,051 Virtual Tour
Monthly Estimate* How much can I afford?

***MAJOR PRICE IMPROVEMENT — EXCEPTIONAL VALUE IN OXFORD OAKS!*** A rare opportunity to own one of the community's most extensively upgraded pool homes. Resort-style living awaits in this beautifully appointed 3BR/4BA residence, offering an exceptional combination of indoor comfort, outdoor entertaining, and thoughtful upgrades. ***Anchored by a breathtaking 16x40 saltwater pool*** with sun shelf, dual waterfalls, and over 1,600 sq ft of paver decking, this property delivers an outstanding outdoor living experience. The impressive 11x57 covered lanai features a custom U-shaped summer kitchen and elevated firepit, creating the ultimate setting for entertaining family and friends. ***Inside, enjoy an expansive 20x30 media room*** with granite service bar and Mitsubishi ceiling cassette, a dedicated pool bath, climate-controlled storage, expanded laundry with pantry, and a flexible bedroom layout with an enlarged fourth-bedroom option. Additional upgrades and thoughtful design elements throughout the home enhance both functionality and everyday living. ***Conveniently located just minutes from The Villages, premier shopping, dining, and medical facilities,*** this exceptional property offers a unique combination of space, upgrades, and resort-style amenities rarely found in a single home. ***Experience the perfect blend of luxury, comfort, and outdoor living that makes this Oxford Oaks home truly exceptional. Schedule your private showing today!

Active

  • Price
  • $ 689,900
  • City
  • OXFORD
  • Bedrooms
  • 3
  • Full Bathrooms
  • 4
  • County
  • Sumter
  • Half Bathrooms
  • 0
  • Area
  • Oxford
  • Lot Size
  • 0.48 Acres
  • Zip
  • 34484
  • Sqr Footage
  • 3,051
  • Year Built
  • 2020
  • Taxes
  • $ 7059
  • Style
  • Contemporary Custom
  • MLS#
  • OM719246
Listed By: with . - 352-585-1562
Data Source: Stellar MLS

Features

General

Sewer Public Sewer
Heating Central,Electric
Cooling Central Air,Mini-Split Unit(s)
Utilities Cable Available,Electricity Available,Fiber Optics,Fire Hydrant,Public,Sewer Connected,Sprinkler Meter,Street Lights,Underground Utilities,Water Connected
Roof Shingle
Appliances Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer,Wine Refrigerator
Zoning R-1
HOA Fee 743
Garage Spaces 3
Patio/Porch Features Covered,Patio,Rear Porch,Screened
Architectural Style Contemporary,Custom
Pool Features Gunite,Heated,In Ground,Pool Sweep,Salt Water,Screen Enclosure,Solar Cover,Solar Heat
Security Features Gated Community,Smoke Detector(s)
Construction Materials Vinyl Siding,Wood Frame
Pets Allowed Yes
Year Built 2020
View Pool
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Annually
County Sumter
New Construction false
Property Type Residential
Attached Garage false
Subdivision Name OXFORD OAKS PHASE 1
Facing Direction Northwest
Garage Y/N true
Total Rooms 12
Full Baths 4
Status Active
Directions Oxford Oaks subdivision in Oxford. Access via County Road 101. Continue through the community to the property. Use GPS for precise routing.
High School Wildwood High
City OXFORD
Association Name Mosaic Central Fl. Prop Management-Cecily Ramey
Senior Community Y/N false
MLS Area 34484 - Oxford
Lot Size Units Square Feet
Lot Size Square Feet 22000
Carport Y/N false
Listing Terms Cash,Conventional,FHA,VA Loan
Elementary School Wildwood Elementary
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 7059.51
Middle/Junior High School Wildwood Middle
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.zillow.com/view-imx/af4051da-5adc-43f1-b864-5fa4f5a8c3f7?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Building Area Units Square Feet
Living Area Units Square Feet
Builder Name The Villages
Standard Status Active
Occupancy Type Owner
Tax Lot 17
Legal Description LOT 17 OXFORD OAKS PHASE ONE PB 15 PGS 25-25D
Minimum Lease 3 Months
Water Access Y/N false
Monthly HOA Amount 61.92
Additional Rooms Inside Utility,Media Room,Storage Rooms
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Yes

Interior Features

Interior Amenities Ceiling Fan(s),Crown Molding,Eating Space In Kitchen,High Ceilings,Living Room/Dining Room Combo,Primary Bedroom Main Floor,Solid Wood Cabinets,Thermostat,Walk-In Closet(s),Wet Bar
Flooring Vinyl
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds,Double Pane Windows,ENERGY STAR Qualified Windows,Insulated Windows,Tinted Windows
Fireplace Y/N false
Laundry Features Electric Dryer Hookup,Inside,Laundry Closet,Laundry Room,Washer Hookup
Total Bedrooms 3
LivingAreaSource Public Records
Total Baths 4

Exterior Features

Exterior Amenities Fire Pit,Irrigation System,Lighting,Outdoor Kitchen,Private Yard,Rain Gutters,Sliding Doors,Sprinkler Metered
Fencing Vinyl
Parking Features Driveway,Garage Door Opener,Golf Cart Garage,Off Street
Lot Features Cleared,Cul-De-Sac,Landscaped,Oversized Lot,Private,Sidewalk
Water Source Public
Lot Size Area 22000
Foundation Details Concrete Perimeter,Slab
Spa false
Building Area Total 4200
Lot Size Acres 0.48
Road Surface Type Paved,Asphalt
Private Pool true
Waterfront Y/N false
Covered Spaces 3
Road Frontage Type Street Paved

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Apollo Beach, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Wildwood Elementary Elementary School
Middle School Wildwood Middle Middle School
High School Wildwood High High School

Price History

2/20/2026 Listed $749,900
4/16/2026 1% - $739,000
5/4/2026 2% - $724,900
6/12/2026 1% - $719,500
6/24/2026 4% - $689,900

Property vs Zip Code Average in 34484

Price
AVG $500K
$690K
Taxes
AVG $2,595
$7,059
Year Built
AVG 2016
2020

Areas That We Cover

11041 White Terrace OXFORD, FL is a Single Family Home for sale at $689900 with 3051 sqft and a lot size of 0.48 Acres Acre(s). 11041 White Terrace OXFORD has 3 bedrooms, 4 baths and was built in 2020. The property's zip code is 34484 which is in OXFORD, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Kailyn Bautista

Kailyn Bautista

813-945-9487

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