10328 Celtic Ash Drive

RUSKIN, FL
$ 325,000 Beds 4 Baths 2 Sq 1,938 Virtual Tour
Monthly Estimate* How much can I afford?

Virtually Staged. 10328 Celtic Ash Dr, Ruskin, FL 33573 | 4 Bedrooms | 2 Bathrooms | 2-Car Garage | Premium Pond View Lot Welcome to this 4-bedroom, 2-bathroom home in the highly desirable Belmont community of Ruskin, Florida. Situated on an oversized premium homesite with stunning pond views, this spacious one-story home offers just under 2,000 square feet of thoughtfully designed living space, combining comfort, functionality, and an unbeatable location. Step inside to discover a bright, open-concept floor plan with abundant natural light and a desirable split-bedroom layout, providing privacy for the primary suite while creating the perfect space for family and guests. The spacious living and dining areas flow seamlessly together, making entertaining effortless. The kitchen is designed for both everyday living and hosting, featuring a breakfast bar, a complete appliance package, ample cabinet space, and a pantry for additional storage. Whether preparing meals or gathering with friends, this central living space keeps everyone connected. Retreat to the spacious primary suite while three additional bedrooms offer flexibility for family, guests, or a home office. Step outside to the covered patio and relax while enjoying peaceful water views and the expansive backyard—ideal for morning coffee, evening sunsets, or outdoor entertaining. Residents of Belmont enjoy exceptional resort-style amenities, including a clubhouse, two community pools, basketball courts, tennis courts, playground, dog park, and scenic walking trails. Conveniently located near I-75, US-301, shopping, restaurants, schools, hospitals, and the growing South Shore area, this home offers easy access to Tampa, Sarasota, MacDill Air Force Base, and Florida's beautiful Gulf Coast beaches. If you're searching for a move-in ready home in Ruskin, pond view property, or a spacious four-bedroom home in Belmont, this exceptional property checks every box. Schedule your private showing today and experience everything this home has to offer.

Active

  • Price
  • $ 325,000
  • City
  • RUSKIN
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • Hillsborough
  • Half Bathrooms
  • 0
  • Area
  • Sun City Center / Ruskin
  • Lot Size
  • 0.29 Acres
  • Zip
  • 33573
  • Sqr Footage
  • 1,938
  • Year Built
  • 2008
  • Taxes
  • $ 4681
  • Style
  • Ranch
  • MLS#
  • TB8535071
Listed By: 27NORTH REALTY with 813-645-4663. - 630-803-8506
Data Source: Stellar MLS

Features

General

Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities BB/HS Internet Available,Cable Available,Electricity Connected,Natural Gas Connected,Public,Sewer Connected,Street Lights,Underground Utilities,Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher,Disposal,Dryer,Microwave,Refrigerator
Zoning PD
HOA Fee 158
Garage Spaces 2
Association Fee Includes Community Pool,Recreational Facilities
Architectural Style Ranch
Construction Materials Block
Pets Allowed Cats OK,Dogs OK,Yes
Year Built 2008
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Pond
Community Features Deed Restrictions,Dog Park,Park,Playground,Tennis Court(s)
Assoc Fee Paid Per Annually
County Hillsborough
New Construction false
Property Type Residential
Association Amenities Basketball Court,Park,Pool,Recreation Facilities,Tennis Court(s),Trail(s)
Attached Garage true
Subdivision Name BELMONT PH 1A
Facing Direction South
Garage Y/N true
Total Rooms 3
Full Baths 2
Status Active
Directions US Hwy 301 head east on Paseo Al Bar Blvd towards Apollo Beach, take the 4th left onto Sherluck Way, turn right on Smarty Jones Drive and turn left on Celtic Ash Drive
High School Sumner High School
City RUSKIN
Association Name Home River Group
Senior Community Y/N false
MLS Area 33573 - Sun City Center / Ruskin
Lot Size Units Square Feet
Lot Size Square Feet 12778
Carport Y/N false
Listing Terms Cash,Conventional,FHA,VA Loan
Elementary School Belmont Elementary School
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 4681.66
Middle/Junior High School Eisenhower-HB
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
TaxOtherAnnualAssessmentAmount 1226
Tax Lot 62
Legal Description BELMONT PHASE 1A LOT 62 BLOCK 5
Water View Pond
Minimum Lease 1-2 Years
Water Access Y/N false
Monthly HOA Amount 13.17
Additional Rooms Formal Dining Room Separate,Formal Living Room Separate,Inside Utility
Water View Y/N true
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Yes

Interior Features

Interior Amenities Eating Space In Kitchen,High Ceilings,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Walk-In Closet(s)
Flooring Ceramic Tile,Laminate
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds
Fireplace Y/N false
Laundry Features Inside
Total Bedrooms 4
LivingAreaSource Public Records
Total Baths 2

Exterior Features

Exterior Amenities Private Mailbox,Sidewalk,Sliding Doors,Sprinkler Metered
Parking Features Driveway,Garage Door Opener
Water Source Public
Lot Size Area 12778
Foundation Details Slab
Building Area Total 2388
Lot Dimensions 103.05 x 124
Lot Size Acres 0.29
Road Surface Type Paved
Private Pool false
Waterfront Y/N true
Covered Spaces 2
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Apollo Beach, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Belmont Elementary School Elementary School
Middle School Eisenhower-HB Middle School
High School Sumner High School High School

Price History

8/3/2026 Listed $359,000
8/11/2026 3% - $350,000
8/19/2026 3% - $340,000
8/29/2026 3% - $330,000
9/10/2026 2% - $325,000

Property vs Zip Code Average in 33573

Price
AVG $330K
$330K
Taxes
AVG $4,975
$4,681
Year Built
AVG 1998
2008

Areas That We Cover

10328 Celtic Ash Drive RUSKIN, FL is a Single Family Home for sale at $325000 with 1938 sqft and a lot size of 0.29 Acres Acre(s). 10328 Celtic Ash Drive RUSKIN has 4 bedrooms, 2 baths and was built in 2008. The property's zip code is 33573 which is in RUSKIN, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.