7576 Bent Tree Loop

ST CLOUD, FL
$ 400,000 Beds 4 Baths 3 Sq 2,200 Virtual Tour
Monthly Estimate* How much can I afford?

Under contract-accepting backup offers. MAJOR PRICE REDUCTION — NOW $400,000 | $16,900 PRICE REDUCTION | BRAND-NEW | MOVE-IN READY | NO CDD Discover the opportunity to own a brand-new home at 7576 Bent Tree Loop in St. Cloud, now newly priced at $400,000. Take advantage of today's incentives and enjoy the benefits of new construction, lower maintenance costs, and the peace of mind that comes with a brand-new home by Adams Homes, located in the desirable Harmony Central community. This 4-bedroom, 3-bath residence offers open-concept layout, modern finishes, and abundant natural light throughout. Buyers can take advantage of exceptional incentives! When using a preferred lender, the builder pays ALL CLOSING COSTS, EXCEPT PREPAIDS — potentially saving buyers thousands of dollars at closing. Buyers also benefit from NO CDD, eliminating an additional recurring community expense found in many new construction communities. NEW PRICE $400,000 | 4 BEDROOMS | 3 BATHROOMS | APPROX. 2,200 SQ FT | NO CDD | BRAND-NEW | MOVE-IN READY | BUILDER-PAID CLOSING COSTS* If you've been searching for a new construction 4-bedroom home under $420,000 in St. Cloud, this home deserves another look. The price has changed. The opportunity has changed. Stop by our model home today at 3855 Sagefield Drive, St. Cloud, FL 34773 to tour this home, learn more about the new price, and see why 7576 Bent Tree Loop could be the opportunity you've been waiting for. *Builder-paid closing costs exclude prepaids and require the use of a preferred lender. Buyer qualification and program terms apply.

Pending

  • Price
  • $ 400,000
  • City
  • ST CLOUD
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Osceola
  • Half Bathrooms
  • 0
  • Area
  • St Cloud (Harmony)
  • Lot Size
  • 0.14 Acres
  • Zip
  • 34773
  • Sqr Footage
  • 2,200
  • Year Built
  • 2025
  • Taxes
  • $ 698
  • Style
  • Single Family Residence
  • MLS#
  • O6373570
Listed By: with . - 850-469-0977
Data Source: Stellar MLS

Features

General

Sewer Private Sewer
Heating Electric
Cooling Central Air
Utilities Cable Available,Electricity Available
Roof Shingle
Appliances Dishwasher,Microwave,Range
Zoning X
HOA Fee 68.75
Garage Spaces 2
Construction Materials Block
Pets Allowed Cats OK,Dogs OK
Year Built 2025
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Assoc Fee Paid Per Monthly
County Osceola
New Construction true
Property Type Residential
Attached Garage true
Subdivision Name HARMONY CENTRAL
Facing Direction East
Garage Y/N true
Total Rooms 9
Full Baths 3
Status Pending
Directions From US-192, head south on Old Melbourne Hwy. Continue straight as it becomes Hickory Tree Rd. Turn left onto Harmony Square Dr and follow the signs into Harmony Central. Turn onto Sagefield Dr; the property will be on your right
City ST CLOUD
Association Name Pedro Gutierrez
Senior Community Y/N false
MLS Area 34773 - St Cloud (Harmony)
Lot Size Units Square Feet
Lot Size Square Feet 6098
Carport Y/N false
Land Lease Y/N false
Tax Annual Amount 698
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/O6373570
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active Under Contract
Occupancy Type Vacant
Tax Lot 3
Legal Description HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK O LOT 10
Minimum Lease 7 Months
Water Access Y/N false
Monthly HOA Amount 68.75
Water View Y/N false
Flood Zone Code X500
In Law Suite YN true
In Law Suite Description 1 Bathroom,1 Bedroom
Flood Zone Code X500 Yes

Interior Features

Interior Amenities Ceiling Fan(s)
Flooring Carpet,Ceramic Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Laundry Features Inside
Total Bedrooms 4
LivingAreaSource Public Records
Total Baths 3

Exterior Features

Exterior Amenities Garden,Irrigation System
Water Source Private
Lot Size Area 6098
Foundation Details Concrete Perimeter,Slab
Building Area Total 2560
Lot Size Acres 0.14
Road Surface Type Concrete
Private Pool false
Waterfront Y/N false
Covered Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Apollo Beach, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

3/11/2026 Listed $408,900
3/13/2026 2% - $416,900
8/22/2026 4% - $400,000

Property vs Zip Code Average in 34773

Price
AVG $410K
$400K
Taxes
AVG $3,946
$698
Year Built
AVG 2023
2025

In The Neighborhood

Areas That We Cover

7576 Bent Tree Loop ST CLOUD, FL is a Single Family Home for sale at $400000 with 2200 sqft and a lot size of 0.14 Acres Acre(s). 7576 Bent Tree Loop ST CLOUD has 4 bedrooms, 3 baths and was built in 2025. The property's zip code is 34773 which is in ST CLOUD, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Your Agent
Kailyn Bautista

Kailyn Bautista

813-945-9487

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