7544 Bent Tree Loop

ST CLOUD, FL
$ 380,000 Beds 4 Baths 3 Sq 2,200 Virtual Tour
Monthly Estimate* How much can I afford?

**Newly reduced to $380,000 - brand-new, move-in ready, NO CDD and only $1,000 to secure!** This 4-bedroom, 3 full-bath home is the perfect blend of style and practicality, offering modern finishes and thoughtful upgrades throughout. Designed with comfort and functionality in mind, the home features 10-foot ceilings, creating a bright and open atmosphere. The thoughtfully planned layout provides a seamless flow between living spaces, ideal for everyday living and entertaining. The spacious primary suite is a relaxing retreat, highlighted by vaulted ceilings and peaceful conservation views that create a tranquil natural backdrop. The kitchen is the heart of the home, featuring a center island perfect for preparing meals for any occasion. A separate formal dining room adds flexibility and can easily be used as a home office or flex space. The secondary bedrooms are generously sized, and the fourth bedroom includes a walk-in closet and its own full bathroom, making it ideal as a guest suite or private office. Additional features include a 1-year builder warranty and a 10-year structural warranty for added peace of mind. Located in the desirable Harmony Central community, residents enjoy a community pool, dog park, NO CDD fees, a low HOA and a relaxed Florida lifestyle. Closing cost incentives may be available with the preferred lender, and the home can be secured with as little as a $1,000 deposit. *Incentives subject to availability, buyer qualification and use of the builder's preferred lender.*

Active

  • Price
  • $ 380,000
  • City
  • ST CLOUD
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Osceola
  • Half Bathrooms
  • 0
  • Area
  • St Cloud (Harmony)
  • Lot Size
  • 0.14 Acres
  • Zip
  • 34773
  • Sqr Footage
  • 2,200
  • Year Built
  • 2026
  • Taxes
  • $ 831
  • Style
  • Single Family Residence
  • MLS#
  • O6378633
Listed By: ADAMS HOMES REALTY, INC. with 407-523-1030. - 407-523-1030
Data Source: Stellar MLS

Features

General

Sewer Public Sewer
Heating Electric
Cooling Central Air
Utilities Cable Available,Electricity Connected,Water Connected
Roof Shingle
Appliances Dishwasher,Microwave,Range
Zoning X
HOA Fee 908
Garage Spaces 2
Association Fee Includes Community Pool
Construction Materials Block
Pets Allowed Yes
Year Built 2026
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Dog Park,Pool,Sidewalks
Assoc Fee Paid Per Annually
County Osceola
New Construction true
Property Type Residential
Association Amenities Pool
Attached Garage true
Subdivision Name HARMONY CENTRAL
Facing Direction East
Garage Y/N true
Total Rooms 5
Full Baths 3
Status Active
Directions From Orlando International Airport (MCO): Take FL-528 East (Beachline Expressway) for about 8 miles. Merge onto Florida’s Turnpike South or US-192 East. Follow US-192 East through St. Cloud, then continue ~10 miles to reach Harmony Central.
High School Harmony High
City ST CLOUD
Association Name Artemis Lifestyle Management
Senior Community Y/N false
MLS Area 34773 - St Cloud (Harmony)
Lot Size Units Square Feet
Lot Size Square Feet 6098
Carport Y/N false
Listing Terms Cash,Conventional,FHA,USDA Loan,VA Loan
Elementary School Harmony Community School (K-5)
Land Lease Y/N false
Tax Annual Amount 831
Middle/Junior High School Harmony Middle
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/O6378633
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 6
Legal Description HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK O LOT 6
Minimum Lease 7 Months
Water Access Y/N false
Monthly HOA Amount 75.67
Water View Y/N false
Flood Zone Code X500
In Law Suite YN false
Flood Zone Code X500 Yes

Interior Features

Interior Amenities Ceiling Fan(s),Stone Counters,Thermostat
Flooring Carpet,Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Laundry Features Laundry Room
Total Bedrooms 4
LivingAreaSource Builder
Total Baths 3

Exterior Features

Exterior Amenities Irrigation System,Sidewalk
Water Source Public
Lot Size Area 6098
Foundation Details Slab
Building Area Total 2122
Lot Size Acres 0.14
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Apollo Beach, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Harmony Community School (K-5) Elementary School
Middle School Harmony Middle Middle School
High School Harmony High High School

Price History

2/2/2026 Listed $408,900
3/13/2026 2% - $416,900
8/22/2026 4% - $400,000
9/16/2026 5% - $380,000

Property vs Zip Code Average in 34773

Price
AVG $410K
$380K
Taxes
AVG $3,946
$831
Year Built
AVG 2023
2026

In The Neighborhood

Areas That We Cover

7544 Bent Tree Loop ST CLOUD, FL is a Single Family Home for sale at $380000 with 2200 sqft and a lot size of 0.14 Acres Acre(s). 7544 Bent Tree Loop ST CLOUD has 4 bedrooms, 3 baths and was built in 2026. The property's zip code is 34773 which is in ST CLOUD, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Han Bautista

813-945-9487

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